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A women's self-help group with the chickens they raise together

Chama

Two women of a farming group tending their plot

Groups and chamas

A chama or self-help group joins as one member, with officials who act for it.

One group, one member

Women of a mothers' support group with their children in their greenhouse, waving

The group joins the SACCO as one member, with its own member number. It saves, holds shares and pays by M-Pesa like any member.

Its officials act for it. Each one sees what their role needs in the member portal, and changes to the officials or the members' list go to the office as a request.

The group's members can also join the SACCO on their own, as individuals.

Kinds of group

Sacks and basins of cereals at an open-air market in Kakamega County
Informal chamaA chama that is not registered. Instead of a certificate, upload the signed minutes of the meeting that decided to join, and the officials' IDs. Bring: Group Minutes or Resolution, Officials' IDs.
Registered chamaA chama with a government registration certificate. Bring: Group Registration Certificate, Constitution or Rules, Group Minutes or Resolution, Officials' IDs.
Registered self-help groupA self-help group with a government registration certificate. Bring: Group Registration Certificate, Constitution or Rules, Group Minutes or Resolution, Officials' IDs.

Officials act for the group

The membership office records each appointment. In the member portal, each official sees what their role needs.

  • Chairperson

    Sees the group's account and statements; sends requests to the office.

  • Treasurer

    Sees the group's account and statements.

  • Secretary

    Keeps the group's members and records; sends requests to the office.

  • Internal auditor

    Sees the group's account and statements.

Kisumu from above: the sports ground and the shore of Lake Victoria
Kakamega Forest stretching away to the hills
Tea pickers at work among the bushes near Kericho

Register your group

Choose Group on the membership form; it asks for the officials and the documents your kind of group needs.

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